Finance - WriteHubDaily

UPI MDR After Diwali: What Users and Merchants Check

November 10, 2026November 3, 2026 writehubdaily

UPI MDR after Diwali: 0.4 percent merchant fee capped at 300 rupees, P2P stays free

UPI MDR after Diwali is the question many shopkeepers and users are asking now that the festival is over. On October 13, 2026, NPCI said the Merchant Discount Rate (MDR) on select person-to-merchant (P2M) UPI payments would be implemented immediately after Diwali, on a date to be notified separately. Reports at that time said the fee structure itself had not changed. This guide explains what to check, what stays free, and how to be ready for the start date. For the full background, read our main explainer on the UPI…

Dhanteras 2026 Gold Buying Tips: Hallmark, Price, Bill

November 4, 2026November 3, 2026 writehubdaily

Dhanteras 2026 gold buying tips: BIS hallmark, price and bill checklist

Dhanteras 2026 gold buying tips matter this week, because Dhanteras falls on Friday, November 6, 2026 and jewellery shops will be crowded. Buying gold is a big purchase, and festival rush is also when mistakes and scams are most common. This checklist helps you check purity, price and paperwork before you pay. This article is general information, not investment advice. Gold prices change every day, so check the live rate from several sources on the day you buy. Dhanteras 2026 Gold Buying Tips: Quick Checklist Check What to look for…

RBI FD Rules 2026: What Changed From Oct 1 for Depositors

October 28, 2026October 28, 2026 writehubdaily

RBI FD rules 2026: daily bulk deposit rates and uniform pricing from October 1

RBI FD rules 2026 came into effect on October 1, 2026, and many depositors are asking whether their fixed deposit rates will change. The short answer is that most retail FD holders will see little difference. The new directions mainly affect bulk deposits of ₹3 crore and above, and they add stricter rules on how banks publish and apply deposit rates. This guide explains what the Reserve Bank of India changed, what stays the same, and what you should check before opening or renewing a fixed deposit. RBI FD Rules…

UPI New Rules 2026: 0.4% MDR Deferred Until After Diwali

October 13, 2026October 28, 2026 writehubdaily

UPI MDR deferred until after Diwali, 0.4% fee on select merchant payments on hold

Update, October 28, 2026: The 0.4% UPI merchant fee has not started yet. On October 13, NPCI’s UPI and Services Steering Committee deferred the Merchant Discount Rate (MDR) on select person-to-merchant (P2M) payments, which was due to begin on October 15. The fee will start “immediately post Diwali” on a date that NPCI will announce separately. Reports say the fee structure itself has not changed. This guide combines everything you need to know in one place, and we will update it when the new date is announced. UPI new rules…

FEMA Rules for Freelancers 2026: India Guide

October 12, 2026October 12, 2026 writehubdaily

Indian freelancers, consultants, software developers and content creators who work with overseas clients need to understand how their foreign earnings are received and reported. India’s updated Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026 took effect on October 1, 2026, bringing a revised framework for cross-border trade reporting. The changes are relevant to people who provide services to international clients, including professionals who receive payments in foreign currency. The exact reporting requirements depend on the nature of the transaction, the applicable rules and the bank handling…