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RBI FD Rules 2026: What Changed From Oct 1 for Depositors

October 28, 2026October 28, 2026 writehubdaily

RBI FD rules 2026: daily bulk deposit rates and uniform pricing from October 1

RBI FD rules 2026 came into effect on October 1, 2026, and many depositors are asking whether their fixed deposit rates will change. The short answer is that most retail FD holders will see little difference. The new directions mainly affect bulk deposits of ₹3 crore and above, and they add stricter rules on how banks publish and apply deposit rates. This guide explains what the Reserve Bank of India changed, what stays the same, and what you should check before opening or renewing a fixed deposit. RBI FD Rules…

FEMA Rules for Freelancers 2026: India Guide

October 12, 2026October 12, 2026 writehubdaily

Indian freelancers, consultants, software developers and content creators who work with overseas clients need to understand how their foreign earnings are received and reported. India’s updated Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026 took effect on October 1, 2026, bringing a revised framework for cross-border trade reporting. The changes are relevant to people who provide services to international clients, including professionals who receive payments in foreign currency. The exact reporting requirements depend on the nature of the transaction, the applicable rules and the bank handling…