UPI transaction charges 2026 are changing from October 15, 2026, with a new Merchant Discount Rate (MDR) framework for certain merchant payments. However, the new rules do not mean that customers will have to pay a new UPI transaction fee. Under the revised framework announced by the National Payments Corporation of India (NPCI), a 0.4% MDR will apply to specified person-to-merchant (P2M) UPI transactions above ₹2,000. The MDR is a charge within the merchant payment ecosystem and is not a direct customer fee. The new framework is scheduled to take…
Read MoreUPI Transaction Charges New Rules 2026: What Changes From October 15?
