RBI FD rules 2026 came into effect on October 1, 2026, and many depositors are asking whether their fixed deposit rates will change. The short answer is that most retail FD holders will see little difference. The new directions mainly affect bulk deposits of ₹3 crore and above, and they add stricter rules on how banks publish and apply deposit rates. This guide explains what the Reserve Bank of India changed, what stays the same, and what you should check before opening or renewing a fixed deposit. RBI FD Rules…
Read MoreRBI FD Rules 2026: What Changed From Oct 1 for Depositors
